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    © 2018 by Jennifer N. Coombs and GradMoney. Proudly created with Wix.com

     

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    Retirement

    #TBT: 4 Ways to Figure Out What You Should Be Saving for Retirement

    August 30, 2018

    by

    Jenny Coombs

    Few people think about retirement until they need to think about retirement, only to discover there is just not enough to sustain their current lifestyle for 20 years or more. Whether you are 40 years away from retirement or 1 year away, it isn't something that can be ignored. No matter who yo...

    Read More
    Retirement

    How Many Americans Have Nothing Saved for Retirement?

    May 29, 2018

    by

    Jenny Coombs

    It's sad but true. Millions of Americans are more focused on paying their bills, many living paycheck to paycheck, and not even remotely considering saving for retirement. If you are one of these people, just know that you are not alone. 

    According to an article from CNBC, most Americans have u...

    Read More
    Retirement

    #TBT: Ways to Avoid The Early Withdrawal Penalty on IRAs

    May 10, 2018

    by

    Jenny Coombs

    Life happens and occasionally we run into really tight situations with our money. Generally, we open retirement accounts with the intention of never touching that money again until it's time to withdraw it for post-retirement expenses...but sometimes that's not always the case.

    On top of payin...

    Read More
    Retirement

    5 Major Changes to Social Security in 2018

    May 4, 2018

    by

    Jenny Coombs

    Right before the start of 2018, the first massive tax bill in over 30 years passed through Congress and will take affect for the next tax cycle. If you're a senior or a disabled individual (or if you live with or assist one of these individuals) there are some big changes that one needs to kee...

    Read More
    Retirement

    5 Mistakes Investors Make By Going Solo on their Retirement

    February 23, 2018

    by

    Jenny Coombs

    Many Americans have taken it upon themselves to do the vast majority of retirement planning without the help of a financial advisor. While that is perfectly fine and legal, it is not entirely wise considering the long-term margin for error. Plenty of things can go wrong, and they do, often lea...

    Read More
    Retirement

    How Much Should You Save In Each Decade of Your Life?

    January 17, 2018

    by

    Jenny Coombs

    Trying to conceptualize your retirement years, how long you plan to live, and exactly how much money you will need for all those years ahead, is enough to make anyone's head explode. Sometimes the easiest way to tackle big projects, is to break them down into a bunch of little projects. That i...

    Read More
    Retirement

    Ways to Avoid The Early Withdrawal Penalty on IRAs

    January 12, 2018

    by

    Jenny Coombs

    Life happens and occasionally we run into really tight situations with our money. Generally, we open retirement accounts with the intention of never touching that money again until it's time to withdraw it for post-retirement expenses...but sometimes that's not always the case.

    On top of paying...

    Read More
    Retirement

    How to be the Best Money Saver (Ever)

    January 3, 2018

    by

    Jenny Coombs

    Above all other new year money goals, near the top of everyone's list seems to be saving more money than the year before...or even just saving any money at all. Or perhaps making up for all the savings spent on gifts during the holidays. It isn't too hard to get back into the swing of savings,...

    Read More
    Retirement

    Will Your Portfolio Survive the Apocalypse?

    December 1, 2017

    by

    Jenny Coombs

    Obviously, I don't mean a literal apocalypse (the stock market certainly won't matter then), but rather investors who prepare for the absolute worst-case in the stock market that's more aligned with how bad things got about 10 years ago during the great recession. 

    I was inspired by this p...

    Read More
    Retirement

    #TBT: Features of Series EE Savings Bonds You May Not Know

    November 22, 2017

    by

    Jenny Coombs

    When you were a little kid, you may remember getting a US Savings Bond in your birthday card from your grandparents or your aunts/uncles. While it didn't seem to be an exciting gift at the time, there are some pretty interesting features about these bonds that you many not know...even as an ad...

    Read More
    Retirement

    #TBT: Is Social Security Going to Disappear?

    August 31, 2017

    by

    Jenny Coombs

    "Social Security is going away and it's not going to be around by the time I retire."

    "Congress doesn't want to keep it going, so I'm never going to be able to retire."

    "I'm entitled to that money, why does the government insist that that I work longer or give them MORE?"

    Nothing annoys me mor...

    Read More
    Retirement

    #TBT: 4 Ways to Figure Out What You Should Be Saving for Retirement

    August 17, 2017

    by

    Jenny Coombs

    Few people think about retirement until they need to think about retirement, only to discover there is just not enough to sustain their current lifestyle for 20 years or more. Whether you are 40 years away from retirement or 1 year away, it isn't something that can be ignored. No matter who yo...

    Read More
    Retirement

    #TBT: 9 Reasons Why Saving for Retirement is 'Sooooo Harrrrrd'

    August 3, 2017

    by

    Jenny Coombs

    There's an old saying that you should 'treat your friends and family as though you would die tomorrow, but treat your money as if you would live to be 100'. Yeah, who does that? I've heard some pretty creative excuses over the years about why people are avoiding saving for retirement...especia...

    Read More
    Retirement

    4 Ways to Figure Out What You Should Be Saving for Retirement

    June 14, 2017

    by

    Jenny Coombs

     Few people think about retirement until they need to think about retirement, only to discover there is just not enough to sustain their current lifestyle for 20 years or more. Whether you are 40 years away from retirement or 1 year away, it isn't something that can be ignored. No matter who y...

    Read More
    Retirement

    #TBT: The Pros & Cons of Paying for a Financial Advisor

    June 8, 2017

    by

    Jenny Coombs

    So, you want to get your retirement and future plans under control this year, but there's a question that may seem easy to some: do you really need to pay for a financial planner? The question may be a resounding "no" or "yes" depending on who you talk to.

    Depending on how much money you have...

    Read More

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