Few people think about retirement until they need to think about retirement, only to discover there is just not enough to sustain their current lifestyle for 20 years or more. Whether you are 40 years away from retirement or 1 year away, it isn't something that can be ignored. No matter who yo...

It's sad but true. Millions of Americans are more focused on paying their bills, many living paycheck to paycheck, and not even remotely considering saving for retirement. If you are one of these people, just know that you are not alone. 

According to an article from CNBC, most Americans have u...

Life happens and occasionally we run into really tight situations with our money. Generally, we open retirement accounts with the intention of never touching that money again until it's time to withdraw it for post-retirement expenses...but sometimes that's not always the case.

On top of payin...

Right before the start of 2018, the first massive tax bill in over 30 years passed through Congress and will take affect for the next tax cycle. If you're a senior or a disabled individual (or if you live with or assist one of these individuals) there are some big changes that one needs to kee...

Many Americans have taken it upon themselves to do the vast majority of retirement planning without the help of a financial advisor. While that is perfectly fine and legal, it is not entirely wise considering the long-term margin for error. Plenty of things can go wrong, and they do, often lea...

Trying to conceptualize your retirement years, how long you plan to live, and exactly how much money you will need for all those years ahead, is enough to make anyone's head explode. Sometimes the easiest way to tackle big projects, is to break them down into a bunch of little projects. That i...

Life happens and occasionally we run into really tight situations with our money. Generally, we open retirement accounts with the intention of never touching that money again until it's time to withdraw it for post-retirement expenses...but sometimes that's not always the case.

On top of paying...

Above all other new year money goals, near the top of everyone's list seems to be saving more money than the year before...or even just saving any money at all. Or perhaps making up for all the savings spent on gifts during the holidays. It isn't too hard to get back into the swing of savings,...

Obviously, I don't mean a literal apocalypse (the stock market certainly won't matter then), but rather investors who prepare for the absolute worst-case in the stock market that's more aligned with how bad things got about 10 years ago during the great recession. 

I was inspired by this p...

When you were a little kid, you may remember getting a US Savings Bond in your birthday card from your grandparents or your aunts/uncles. While it didn't seem to be an exciting gift at the time, there are some pretty interesting features about these bonds that you many not know...even as an ad...

"Social Security is going away and it's not going to be around by the time I retire."

"Congress doesn't want to keep it going, so I'm never going to be able to retire."

"I'm entitled to that money, why does the government insist that that I work longer or give them MORE?"

Nothing annoys me mor...

Few people think about retirement until they need to think about retirement, only to discover there is just not enough to sustain their current lifestyle for 20 years or more. Whether you are 40 years away from retirement or 1 year away, it isn't something that can be ignored. No matter who yo...

There's an old saying that you should 'treat your friends and family as though you would die tomorrow, but treat your money as if you would live to be 100'. Yeah, who does that? I've heard some pretty creative excuses over the years about why people are avoiding saving for retirement...especia...

 Few people think about retirement until they need to think about retirement, only to discover there is just not enough to sustain their current lifestyle for 20 years or more. Whether you are 40 years away from retirement or 1 year away, it isn't something that can be ignored. No matter who y...

So, you want to get your retirement and future plans under control this year, but there's a question that may seem easy to some: do you really need to pay for a financial planner? The question may be a resounding "no" or "yes" depending on who you talk to.

Depending on how much money you have...